You’ll pay the first instalment at purchase. The remaining three are collected automatically from your saved card every two weeks.

Yes, Clearpay doesn’t charge interest when you pay on time.

If a payment is missed, a £6 fee may apply, with another £6 if it’s still unpaid after seven days. Fees are capped relative to the order value.

You must be 18+ and a permanent UK resident with a UK billing address and a valid payment card. Approval is not guaranteed.

Clearpay may run eligibility checks that don’t impact your credit score. Missed payments can limit your ability to use the service.

You can make early payments at any time in the Clearpay app. Some orders allow a one-off reschedule before the due date.

Return items per our policy. Once we process the refund, Clearpay adjusts your plan, future instalments are cancelled and any paid amounts are returned to your card.

Yes, download the Clearpay app, create the Clearpay Card, add it to Apple Pay or Google Pay, then select “Authorise & pay in-store” and tap to pay at participating retailers.

Update your card details in the app and pay as soon as possible to avoid late fees and restrictions on your account.